Dental Insurance
ER Hospital offers dental insurance through Guardian. Good oral care enhances overall physical health, appearance and mental well being. Problems with the teeth and gums are common and easily treated health problems. Keep your teeth healthy and your smile bright with the dental benefit plan.
The information contained in this website is an overview of your benefits. If you have specific questions regarding a provider or procedure, please call Guardian Customer Service at (888) 600-1600 or refer to the Guardian Dental SPD.
Guardian Dental Benefits
| In-Network | Out of Network | |
| Deductible (Waived on Preventive) | ||
| Single | $25 | $25 |
| Family | $75 | $75 |
| Calendar Year Max* (Per Member) | $1,000 | $1,000 |
| Class 1 – Preventive Services
(Routine Oral Exams, Prophylaxis) |
100% | 100% |
| Class 2 – Basic Services
(Fillings, Simple Extractions) |
80% After Deductible | 50% R&C |
| Class 3 – Major Services
(Crowns, Bridges, Dentures, Endodontics) |
50% After Deductible | 50% R&C |
| Ortho Coverage (Adults & Children) | 50% (no deductible) up to
$1,000 Lifetime Max |
50% up to
$1,000 Lifetime Max |
Dental Payroll Deductions
| Tier of Coverage | Rates Per Pay Period (26) |
| Employee Only | $3.00 |
| Employee + Spouse | $21.12 |
| Employee + Child(ren) | $19.06 |
| Family | $36.96 |
Finding providers
How do you find a Guardian Dental provider?
It’s easy! There are several ways!!
- Contact your provider and ask: “Do you participate in the Guardian DentalGuard Preferred Dental Network?”
- Contact the Guardian Customer Response Unit at (888) 600-1600.
- Search online at www.guardiananytime.com.
